Thursday, August 7, 2008

Anonymous Prepaid Credit Cards Allow To Keep Your Privacy

Before, when people need to get additional cash, they turn to credit cards. Theses credit cards allow them to spend money and pay it a later date. It was convenient at first, however, during the succeeding transactions, many of these people failed to pay their debts. Everyone who has a credit card is given his own credit limit based on the plan he has and based on his ability to pay. Some of them get promoted from being an ordinary credit card holder to being one of the bank's most treasured clients thus being given the gold plan. Many of these privileged people now have cards that they can use even abroad. Nevertheless, there are still many of those people who overspend and yet failed to pay on time. This causes them problems like being run after by the bank. They get embarrassed when credit card agents start calling their homes, begging them to pay. Some banks even call the The Dark Knight Curse while some send letters from the legal department. To avoid this, the banks have now welcomed a new technology, which are the prepaid credit cards.

Prepaid credit cards allow the card holders to control their expenses with their cards by depositing ahead of time. This money deposited will now serve as their credit limit. Once he or she spends the entire amount of money left in his or her account, he or she will be able to reload it through the bank or ATM depending on the bank's policies. Getting prepaid credit cards will be a whole lot easier if the applicant has a stable job or ample source of income by providing proofs such as bank statements, business permits or his paycheck.

On the other hand, from this technology, another innovation has evolved that is, the anonymous prepaid credit cards. These anonymous prepaid credit cards allow the users to keep their privacy. Many credit card users are not comfortable with the fact that whenever they use their card, they become vulnerable to tracking systems. With this in mind, everything goes around. Whenever they purchase something using their card, their spending habits are tracked. This is something that should worry credit card holders. With anonymous prepaid credit cards, they need not provide personal information ordinary credit cards ask for.

Since online shopping is a development from the old school way of purchasing directly from the stores, many of these online stores require credit cards. The problem now is that with all the technology around, this information online may not be secured and there is a risk for somebody to hack the information. Upon hacking the information from the card, the hacker can now use the same card in his or her insidious transactions. This becomes a problem especially when the bills come and the user is forced to pay for something he or she did not even purchased.

Numerous banks are now offering this service. Two of those banks are the Visa and the American Express. Basically, anonymous prepaid credit cards work like the prepaid credit cards minus all the personal information. These are not just for those who are hiding something. These are for all those who are not comfortable of "giving away" their personal information to strangers. Are you one of them?

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What's So Wrong with Pornography? Apparently Nothing

According to donate your car recently published article, "Generation XXX: Pornography Acceptance and Use Among Emerging Adults" Dr. Jason Carroll found that 86% of college men and 31% of college women viewed pornography in the last year. The author also reported that 48% of men viewed porn at least weekly. Another interesting finding from this study was that 49% of female students believed viewing sexual images was acceptable. One of the more intriguing findings was that the researchers compared the fathers of the women college students. They found that only 37% of their fathers found viewing sexually explicit images acceptable. Clearly, a significant amount of the rising generation has embraced sexually explicit images.

These numbers bode well for the porn Dodo, the Kid from Outer Space which is generating 100 Billion dollars a year. Yes, you read correctly 100 Billion dollars is spent on pornography each year--this is worldwide. So what does this societal shift of values mean to our society?

Here's some questions that our society might want to consider:

  1. How does viewing pornography influence a college age students perception of dating and relationships?
  2. How does regular viewing of pornography influence these college students school work?
  3. Are college age students open with their peers and significant others that they regularly view pornography? Is it now socially acceptable to view pornography? Or is viewing pornography still something that is done in secret? In fact if so many people are viewing it why would people still be secretive about it?
  4. How does viewing sexually explicit material influence a marital relationship?
  5. Are some of these college students addicted to porn? Research would suggest that somewhere between 5-10% of individuals may become addicted. What are the societal implications of being addicted to pornography?
  6. As these college age students mature will they continue to find pornography so appealing? If so, how will this impact their Battlestar Galactica relationships?
  7. How will sexually explicit images influence these college students as they enter the workforce? Studies show that 33% of Americans view pornography while at work? Is this a big deal or not?

The questions could go on and on. The fact is that porn is here to stay. The question is, "Are we ready to deal with the consequences?" Pornography consumption increases every year without society addressing any of the questions above.

It appears that there are two camps regarding pornography and its implications for society. The first camp believes that there is nothing wrong with porn. They argue that it enhances relationship sexuality, is enjoyable entertainment, and is basically harmless.

The other camp believes that pornography is harming society by destroying marriages and the youth of the next generation. Attorney's and marriage and family therapists will tell you that they have seen an increase in clients seeking help due to pornography. The president of American Academy of Matrimonial Lawyers, J. Lindsey Short, Jr. recently said, "If there's dissatisfaction in the existing relationship, the Internet is an easy way for people to scratch the itch." Spouses who get hooked on Internet porn are a growing complaint among spouses filing for divorce, according to a survey of 350 divorce attorneys.

Regardless of where you stand on this issue wouldn't it be wise to consider the implications of pornography on society? Here's just a few questions that should be addressed. Is it acceptable for pornography consumption to occur in the work place? What should happen to the person who views pornography in the purchase meridia If 33% of people are viewing pornography while at work a business cannot afford to fire all of these employees. So what is the solution?

Is it okay for a person in a committed relationship to view pornography behind their partner's back? Is it okay for an 11 year old to be exposed to pornography? That is the average age children are exposed to porn.

I believe the time for our society to address these difficult questions is now.

The younger generation has accepted it as a way of life--statistics illustrate this fact. The question is, "Are we ready as a society to deal with the consequences?" If you argue that viewing pornography is not that big of a deal you are ignoring the fact that it harms productivity at work and is contributing to marital dissolution, neither are good for society.

If you are against porn, like I am, you must deal with the fact that 89% of college age students are viewing it. This represents a lot of fine people who are choosing to consume pornography. Clearly, many people will view pornography and not become addicted. Jennifer Schnieder suggests that there are people who view pornography like some people are social drinkers. It is important for us to understand that not all people who view pornography turn into Ted Bundy's. Many consume pornography in secrecy and nobody knows it for 30 or 40 years.

The problem is we don't know who can view pornography without becoming addicted and who cannot view pornography without becoming addicted.

If you want to stay indifferent on this topic you may do so for another few years, but eventually it will impact you in some way. It will find a way to influence your businesses bottom line, your spouse, or your children. Here's just a small example. My neighbors son got in trouble at school recently. Afterthebigbang typed in a website address and instead of typing in .net he typed in .com. The result was he ended up at a porn site. This six year old then was brave enough to print out one of the porn stars pictures and show it to his classmates. He and his parent's had an interesting discussion at the dinner table that night.

What's so wrong with pornography? Apparently nothing...unless you are concerned about wasted work time, the potential impact on your marriage, or the 90% of children who are being exposed to porn before age 18.

Dr. Skinner is a licensed marriage and family therapist who works with individuals, couples, and families whose life has been altered by sexual behaviors. He is the author of "Treating Pornography Addiction: The Essential Tools for Recovery." If you want to learn more about Dr. Skinner and his work you can learm more at www.treatingpornographyaddiction.comtreatingpornographyaddiction.com or you can listen to his online radio show "Pornography As I See It" at www.aboutrelationshipsradionetwork.comaboutrelationshipsradionetwork.com